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sharrod
Forums Member
Joined: 25 Oct 2009
Posts: 1
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#1 · Posted: 25 Oct 2009 14:34
I am a single mom that works two hard jobs that is very stressful mentally on myself. I'm ready to lose my car and my house because I struggling like everyone else and I keep buying into trying to make extra money online and keep overdrawing my bank account each time i try with all the hidden fees and nothing work. I'm in debt over my head with online ck advance places and i'm ready to almost call everything quits. I just email from a single mom telling how she heard about this wonderful business online and how she struggled it was going to cost 47 dollars today to join and get everyithing but i didn't actually have it so i was going to cancel a message came up and said it would cost me 17 dollars today if I did it now. So I didn't even have the extra 17 dollars and I did it any way. I was expecting the cd and everything she had said I would get to start my own website. It didn't ask me for a physical address just my email address and my money. I fell for it and I got an email listing the invoice where it charged me 17 dollars but not website or information to go to. I email the person back and told them I didn't recevie anything and they didn't ask for my address. I just want a legit online business to get started to make extra money. Can anybody out there help me. she said this is where she got help from.
Thanks
Sandy
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sandy harrod
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Offer Tsuriel
Forums Member
Joined: 12 Oct 2009
Posts: 72
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#2 · Posted: 26 Oct 2009 09:41
Sandy,
stop spending your money on unnecessary fees.
There are plenty of FREE home jobs that pay you good money without charging you for anything.
Try paid surveys - they are free to take, you don't need any skills, there are many of them out there and you don't need to sell anything or master your own site.
TRY IT!
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getagrip
Joined: 20 Feb 2006
Posts: 1985
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#3 · Posted: 26 Oct 2009 11:31
Watch out for get rich quick scams, and offers like the one you mentioned before. Earning money online takes hard work and effort - nothing will come easy. I would suggest getting a charge back from your bank from the company you mentioned that took you for $17.
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tamilee
Forums Member
Joined: 21 Oct 2009
Posts: 14
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#4 · Posted: 26 Oct 2009 14:59
i'm really sorry for you. I know your pain though. I struggle with my bills every month too. I am currently trying out affilliate marketing online. It's not bad but it does take a lot of time and effort. You really can't expect to start making money right away. Online surveys aren't bad but I don't really think that your gonna make a whole lot from that, but maybe it will help until you get back on your feet.
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mountainmom5
Joined: 30 Aug 2007
Posts: 2335
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#5 · Posted: 26 Oct 2009 15:13
Your desperation is making you sign up for things you do not understand... please hear me - stop!!!
EVEN if you understand everything and know what to do to make money online, you will still not make a ton of money quickly.... it will take you some time to get things rolling after you have learned about it all.
Stop trying to find the magic program and just get some of the free stuff that is available online - you will see some of the free programs on the forum here in various places... and start learning.... keep working your job while you learn about internet marketing.
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happywife
Joined: 14 Aug 2007
Posts: 1135
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#6 · Posted: 26 Oct 2009 15:19 · Edited by: happywife
Hi Sandy,
I'm so sorry to hear about your struggles. I can only imagine how difficult you are having it right now. What is the name of the product that you signed up for? The name of the company? They may be going to send you the information via email to download rather than an actual DVD in the mail. That's the best case scenario.
The worst case scenario is that you just lost $17. If you ordered the product through clickbank or paypal, you can probably get your money back. That's why I was asking the name of the company, etc.
Unfortunately, making money online is a very slow process that is not going to solve your immediate problems. I'm now making good money (to me) online, but it took me a couple of YEARS to get where I am, working little by little and step by step.
It doesn't sound like you are financially in a position to get started with an online business at the moment. Even though my start up costs were relatively small ($299 per year), It took me several months to get my initial investment back and then to start making regular profit. It doesn't sound like you can afford to go that route right now.
Please don't buy any more "make money online" packages until you ask about the company in the forums to find out more about them. There's a lot of good sounding sales copy out there making the owners a lot of money but draining desperate people dry when they can't afford to lose a dime.
You are NOT going to make money fast online, apart from a miracle. It's a step by step methodical process that does take a good bit of time and effort up front. There ARE ways to make money, but they aren't quick and easy.
I don't mean to discourage you. I just hate to hear stories like yours and have you continue to lose money on false promises.
You may find that you could earn a few extra dollars per day doing small tasks on Amazon's Mechanical Turk. The pay per task is usually quite small, but it may be enough to accumulate a few extra dollars so that you can eventually invest in a legitimate business building program.
I sincerely wish you all the best.
Blessings,
Angie
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mountainmom5
Joined: 30 Aug 2007
Posts: 2335
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#7 · Posted: 26 Oct 2009 15:36
Thanks Angie! I am too blunt and you are so nice and kind - so glad you stopped to lend a hand...
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krazyladyplz
Forums Member
Joined: 30 Aug 2009
Posts: 48
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#8 · Posted: 26 Oct 2009 20:38
Like everyone said, stop it, stop it now. Desperation causes you to make unwise decisions, I know. Been there.
You'll spend money you can't afford to get something that has a promise of making you money.
Here is my advice to you. For bills, talk to your creditors, let them know the situation, many will work with you. If you skip and duck, they won't get any of their money, so at least working with you will help get them some of their money. Now some of them may not, but most will. Work out a payment plan and stick to it, if you find you can't make a payment call them ahead of time and let them know when you will be able to pay. Just don't make it a habit, especially if you've got them to agree to work with you.
If you have a mortgage contact the mortgage company or bank, ask if they have a hardship program, apply, this could help get your mortgage payment reduced.
For credit that is unsecured, which is any credit not secured with real property like your house or car, you can go to a debt management company. They may be able to help you get that debt down, reduce or eliminate finance charges, and get you down to one affordable payment per month. What you pay per month goes toward paying something to each creditor. As each is paid off, this creases the payments to the others, until you are paid off. Unfortunately, your credit cards may be closed. It's hard to live without the credit card when you've been used to them, but it can be done, just hard as hell.
The best debt management company does not charge you a fee, try to find one for free. Check the Better Business Bureau to see how they score. Always check out who you will be dealing with.
Work on securing your home first then you can work on getting a work at home business.
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